Net Worth Calculator

Simple net worth calculator for cash, investments, property, other assets, loans, cards, and other debt.

Assets

Cash and savings ($)

Investments and retirement ($)

Home and real estate value ($)

Vehicles and other assets ($)

Liabilities

Mortgage and loans ($)

Cards and other debt ($)

Net worth is the value of assets minus liabilities at a point in time. Tracking the number consistently can show financial direction even when individual account values change.

Use reasonable current values and outstanding balances. The result is not a credit score, taxable-estate calculation, or substitute for a professional valuation.

Frequently asked questions

Should I include my home?

You may include a reasonable current market estimate and list the outstanding mortgage separately.

Is net worth the same as liquid savings?

No. Some assets, such as property or retirement accounts, may not be quickly available.

How often should I update it?

Monthly, quarterly, or annually can work; consistency matters more than a particular schedule.

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