US Paycheck & Take-Home Pay Calculator
US paycheck calculator (2025): estimate take-home pay after federal income tax, Social Security and Medicare (FICA), plus optional state tax.
Your gross salary is not what lands in your bank account. This calculator estimates your take-home (net) pay after federal income tax, Social Security, and Medicare (FICA), using 2025 brackets and the standard deduction.
Frequently asked questions
What is FICA?
FICA is the payroll tax that funds Social Security (6.2% on wages up to the annual wage base, $176,100 in 2025) and Medicare (1.45% on all wages, plus 0.9% extra above $200,000). Your employer matches most of it.
Why is this different from my actual paycheck?
This is a simplified estimate using the standard deduction and 2025 brackets. It doesn't account for your exact W-4 settings, 401(k) or health-insurance deductions (which are pre-tax), tax credits, or local city taxes.
Does it handle state taxes?
Only as a flat percentage you enter. State systems vary widely (some have no income tax, others use brackets). For an exact figure, check your state's tax tables.